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Exterior Contractor Franklin MA

Creative Financing Ideas to Discuss With Your Exterior Contractor

If your home needs a new roof, or if last night’s wind storm took down the siding on your home, you are going to want to talk to an exterior contractor in Franklin, MA to come diagnose the problem and come up with a viable solution. Unfortunately, sometimes even the lowest bid comes in at more than you can afford. In this case, you might be looking for a way to finance the project to make it as affordable as possible to get the work done that your home requires. Here are a few financing options that you might want to look into and discuss with your contractor.

Contractor Financing

If you are lucky enough to find one, your exterior contractor in Franklin, MA might offer financing. If they do, be sure to compare the terms of your contractor-provided loan with other lending options that you have available. This will help you be sure you are really getting a good deal.

Credit Cards

An increasing number of home exterior companies—and service providers in many other industries for that matter—are starting to accept credit card payments. When your cash flow alone will not cover the cost of your project, paying for the service with a credit card might be a good option.

Personal Signature Loans

For those people who qualify, a personal signature loan can be a good way to get the cash you need for your home renovations. A personal loan will likely come with a lower interest rate than a credit card, and will allow you to pay cash for your improvements and then pay off the loan over time.

Home Equity Loans and Lines of Credit

A home equity loan involves a person borrowing against the equity in their home. While a home equity loan comes in the form of a lump sum, a home equity line of credit, or HELOC, allows borrowers to pull out cash as they need to. If you have equity in your home, this can be a great idea as well.

Finding financing for your home exterior projects might be easier than you think. Talk to your lender and exterior contractor in Franklin, MA about financing options that make home improvements more affordable.

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